What s behind the Explosive Growth in Distance Learning?

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What s behind the Explosive Growth in Distance Learning?

 by: Rose Musyoka

There is a ground swell of support globally to support the growth of distance learning. Market research firms, government agencies, public and private companies, and even venture capital firms those companies that invest in new and emerging businesses all agree that distance learning s future is very bright, and a good investment opportunity as well.

All this translates into a bright future for anyone looking at distance learning to accomplish their career, educational, and learning objectives. Chances are if there isn t a program in place today for your specific needs, there will be one soon. This article explains how the perfect storm is brewing for distance learning, in a very positive way. Several market factors are presented here, along with research from research and government agencies that show that distance learning is here to stay and may someday surpass traditional classroom attendance approaches to learning.

What s driving Distance Learning growth?

Consider the following statistics from International Data Corporation on the market for distance learning these figures and others are making many traditional colleges and universities re-vamp their courses and degree programs to make them available online.

There are 133 million U.S. adults or 66% of the adult population, which have Internet access today. That s over half the entire U.S. population and serves as a strong incentive for colleges and universities to re-vamp their programs to support this untapped educational market.

According to International Data Corporation, over 90% of college students access the Internet, with 50% accessing the Web daily, and this is on a global scale. Colleges and universities have also found that to stay relevant to their traditional students, they have had to create online and distance learning programs quickly to stay up with their learning needs.

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87% of four-year colleges will offer distance-learning courses in 2004, up from 62% in 1998. According to International Data Corporation, 25% more colleges and universities added distance learning programs between 1998 and 2004.

By 2004, 2.2 million degree-seeking students are enrolled in distributed courses CAGR of 33%. The growth of distance learning on a global scale has the attention of companies as well they plan on spending $272B in the next five years on in-house training and education programs, according to International Data Corporation.

51% of all online courses worldwide have online discussion forms in 2001, growing to 65% in 2005. This is a sign of how quickly the Internet s performance is improving around the world. The bandwidth required to support online discussions is great news for distance learning. Now even the most geographically remote student can get the education they want.

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The implications are clear. Distance learning is growing rapidly and has been fortunate that many countries teach English in addition to their own native languages. What s next on the horizon of distance learning is offering courses and degrees in multiple languages. International Data Corporation predicts that by 2006, 65% of all Internet users will be international.

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About The Author Rose Musyoka is the editor of http://www.distance-learning-college-guide.com where you find answers, information and advice on distance learning colleges, accredited online degrees and online courses. See more related information at http://www.distance-learning-college-guide.com/distance-learning.html http://www.distance-learning-college-guide.com/distance-learning-benefits.html http://www.distance-learning-college-guide.com/advantage-and-disadvantage-of-distance-learning.html.

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Money for College Where Is It and How Do I Get It?

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Money for College Where Is It and How Do I Get It?

 by: Vanessa McHooley

College is expensive but money is available to help you pay the way! By doing a little research and filling out a few forms, you can find money through scholarships, grants, loans, and tuition assistance such as work study.

Scholarships

There are more than one million scholarships available each year to reward students who have distinguished themselves academically, athletically, musically, or in some other way. Scholarships pay for some or all of a student's college costs through cash or tuition reimbursements.

The primary government counterpart for scholarships is the Reserve Officers' Training Corp (ROTC) program. Through ROTC, military branches offer full scholarships to students who agree to serve in the military for a certain number of years after graduation. Religious groups, professional associations, and civic organizations are other sources of scholarships.

Grants

Grants are financial aid awards that do not need to be repaid. There are Federal, state, and private grants available.

Federal: There are two main types of Federal grants:

• The Pell Grant is the largest federal grant program. It provides up to $3000 per year based on financial need

• The Federal Supplemental Educational Opportunity Grant provides from $100-$4,000 per year, depending on when you apply, your level of need, the funding level of the school you're attending, and the policies of the Financial Aid Office where you attend school

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Special grant programs through the National Health Services Corps and the Armed Forces are available for students entering the health and medical field.

State: All states provide some type of grant, scholarship, or tuition assistance programs.

Your state's higher education agency can give you information about state grants, including the State Student Incentive Grant (SSIG) Program. This program is funded jointly by individual states and the U.S. Department of Education.

Private: Many private grants are available. Your university may offer institutional grants from its own resources.

Loans

Once you have exhausted all the scholarships and grants available to you, it is time to look at loans. Federal loans are the largest source of financial aid available. Check the information below for information about the major types of Federal loans:

A Perkins Loan is need-based and you must be at least half-time student. The interest rate is fixed at 5 percent and you can borrow up to $3,000

A Subsidized Stafford Loan is need-based and you must be at least half-time student. The interest rate is variable with 8.25% cap. You can borrow up to $2,625 year 1, up to $3,500 year 2, and $5,500 for years 3-5

An Unsubsidized Stafford Loan is available for any student who is at least a half-time student. The interest rate is variable with 8.25% cap. You can borrow up to $2,625 year 1, up to $3,500 year 2, and $5,500 for years 3-5

A Parent PLUS Loan is for the parent of a dependent attending at least half-time. The interest rate is variable with 9% cap and it can cover the cost of attendance less total financial aid offered. It is available year round and can even pay for back expenses.

If you don't qualify for Federal loans, private loans are also available through banks and credit unions.

Work Study

The Federal Work-Study Program provides jobs for undergraduate and graduate students with financial need, allowing them to earn money to help pay education expenses.

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So how do I get all this financial aid?

Your first step in applying for any government money, whether federal or state, is to complete the Free Application for Federal Student Aid (FAFSA). For more information about the FAFSA and how to apply, you can visit NextStudent's FAFSA On The Web section located here: https://www.nextstudent.com/fafsa/fafsa.asp.

Other ways to find out about financial aid sources include:

• Check with state agencies in both your home state and the state in which you will attend college to find out about grant opportunities

• Check with your college Financial Aid Office about institutional grants and scholarships

• Check with your high school career counselor about grants and scholarships you may be eligible for

• Search the internet for student loans, scholarships, and other financial aid opportunities

• Check with the your parents' employers to see if they offer any scholarships

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• Check with the advisors of any clubs you belong to, about scholarships that might be available

As you can see there are many ways to get money for school. Make sure you cover all bases and try to get the free money first, and use student loans if the need arises, and you will end up paying for school in the most efficient manner possible.

This article is distributed by NextStudent. At NextStudent, we believe that getting an education is the best investment you can make, and we're dedicated to helping you pursue your education dreams by making college funding as easy as possible. We invite you to learn more about how to get money for college at NexStudent.com.

About The Author Vanessa McHooley from SanDiego California.

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